Key Facts about our service

Skiing Insurance


SportsCover Direct specialises in insurance for active people. Skiing and other snow sports are just one of the major sports we cover. Every year we insure thousands of skiers and snowboarders, groups and families on skiing or snowboarding holidays in the UK and when they go abroad on ski holiday's to Europe and the rest of the world. On our Gold cover we can also arrange cover for your sports equipment.

At SportsCover Direct we understand that skiing can be a very high risk activity and have developed insurance products with this in mind; whether you are travelling abroad, wanting protection at home or are worried about loss of earnings we can cover you. We can insure both standard skiing (downhill and off-piste) and snowboarding on the same policy for no extra cost and also cover amateur competitive skiing.

Our policies are increasingly chosen by skiers, groups and their families in the UK and Ireland. SportsCover Direct offer two types of policy for skiers, who are UK or Irish residents, to participate as amateurs.


For individuals requiring sports accident protection as well as cover for a holiday SportsCover Direct offer VentureGuard. , ski insurance, Ski Racing Insurance, Wintersports Insurance, "skiing Insurance"

The VentureGuard scheme provides single trip or annual multi-trip cover for UK residents for holidays world-wide and can include insurance for skiing and snowsports anywhere in the world.

VentureGuard Benefits can include:

  • Medical expenses following an accident whilst skiing or illness during a trip and includes emergency repatriation cover
  • Personal Liability Protection (Third party liability) in the case of damage caused to a third party or third party property whilst riding during a trip
  • Cancellation cover for any costs due to cancellation or delay
  • Baggage cover and a sum towards ski/sports equitment cover

If you have existing travel insurance with another insurer but it does not include cover for skiing insurance/snowsports insurance or snowboarding insurance  we can provide cover for your trip under our “Activity TopUp” policy.

Click here to see the Benefits Table for Gold, Silver and Bronze levels of cover.

Click here to see the Brochure

Click here to get an instant VentureGuard Skiing quote » 

For individuals requiring personal accident insurance SportsCover Direct offer SportsGuard

SportsGuard is a scheme that an increasing number of skiers use to gain personal accident and sports injury cover to insure against the financial effects of a sports injury sustained whilst skiing in the UK. The policy is valid worldwide but is not a travel insurance (which can be covered on our VentureGuard travel cover).

The SportsGuard scheme is an annual policy offering 24 hour worldwide sports accident cover whilst skiing, which can include:

  • Physiotherapy cover
  • Loss of Earnings cover if unable to work due to accident resulting in bodily injury whilst skiing
  • Personal Liability Protection in the case of damage caused to a third party whilst skiing
  • Legal expenses in event of liability action caused to another whilst skiing
  • Personal Accident Benefits if injured whilst skiing
  • Rehabilitation cover following accident during skiing resulting in bodily injury
  • Cover for most snowsports activities and cover for all other sports in groups 2 and 1

At SportsCover Direct, we can cover both standard skiing (downhill and off-piste) and snowboarding on the same policy and also cover amateur competitive skiing!

Whilst you cannot insure against the likelihood of physical injury whilst skiing – you can insure against the financial harm that follows temporary or permanent physical disablement from a ski related injury.

Click here to see the Benefits Table for Gold, Silver and Bronze levels of cover.

Click here to see the Brochure

Click here to get an instant SportsGuard Skiing quote »

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