Key Facts about our service

Mountain Biking Insurance


Number 1 for Mountain Biking Insurance!

SportsCover Direct specialises in insurance for active people. Every year we cover thousands of individuals for riding in the UK and abroad. We can also provide cover for Mountain bike competition.  

We can even arrange cover for your bike or towards damage when you go abroad upto a value of £600 under our sports equipment cover on the Gold level  of cover. If your bike is worth more we can arrange cover through another company named Cycleguard , a specialist bike insurer. CycleGuard will cover any bike upto the value of £5000 and you can also take out this cover online.

Why get insurance? What's the point?

At SportsCover Direct we understand that Mountain biking can be a very high risk activity and have developed insurance products with this in mind; whether you are travelling abroad, wanting protection at home or are worried about loss of earnings, we can cover you.

SportsCover Direct offers two types of Mountain bike policy for individuals, who are UK or Irish residents, to participate as amateurs.


For individuals requiring personal accident insurance SportsCover Direct offer SportsGuard.

 

SportsGuard is a scheme that an increasing number of mountain bike riders use to gain personal accident and sports injury protection.

 

The SportsGuard scheme is an annual policy offering 24 hour worldwide sports accident cover whilst mountain biking

SportsGuard Benefits can include:

  • Physiotherapy cover
  • Loss of Earnings cover if unable to work due to accident resulting in bodily injury whilst mountain biking
  • Personal Liability Protection in the case of damage caused to a third party whilst using your mountain bike
  • Legal expenses in event of liability action caused to another whilst on your mountain bike
  • Personal Accident Benefits if injured whilst mountain biking
  • Rehabilitation cover following accident during mountain biking resulting in bodily injury
  • Cover for all mountain bike activities and cover for all other sports in groups 2 and 1

At times, mountain biking can be a dangerous activity. We can cover both standard mountain biking (off road all terrain) and also competitive mountain biking.

Whilst you cannot insure against the likelihood of physical injury whilst mountain biking – you can insure against the financial harm that follows temporary or permanent physical disablement from a mountain bike related injury.

Click here to see the Benefits Table for Gold, Silver and Bronze levels of cover.

Click here to see the Brochure

Click here to get an instant SportsGuard Mountain Biking quote NOW »

For individuals requiring sports accident protection as well as cover for a holiday SportsCover Direct offer VentureGuard

 

The VentureGuard scheme provides single trip or annual cover for UK residents for holidays world-wide and can include cover for Mountain biking anywhere in the world. Benefits include:

  • Medical expenses following an accident whilst riding or illness during a trip and includes emergency repatriation cover
  • Personal Liability Protection (Third party liability) in the case of damage caused to a third party or third party property whilst riding during a trip
  • Cancellation cover for any costs due to cancellation or delay
  • Baggage cover and a sum towards bike cover

If you have existing travel cover with another insurer but it does not include cover for Mountain Biking, we can provide cover for your trip under our “Activity TopUp” policy.

 

 

Click here to see the Benefits Table for Gold, Silver and Bronze levels of cover.

Click here to see the Brochure

Click here to get an instant VentureGuard Mountain Biking quote NOW »

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