Covering your legal liability resulting from accidents causing death, bodily injury or damage (Limited to £500,000 for physical injuries and £300,000 for property damage per claimant). Excess is £100 for sports equipment of third party.

Accidental Death
Lump sum payable in the event of an accident causing Death (maximum death benefit for under 16's is £2,500)

Permanent Total Disability
Lump sum payable in the event of an accident causing the Insured never to be able to work again or causing loss of, or loss of use of, one or more eyes or limbs. No payment if age 65 years or over.

Weekly Benefit/Loss of Earnings (Temporary Total Disablement)
Compensation following an Accident during Sport that renders the Insured totally unable to pursue gainful employment. Payable for up to 26 weeks but excluding the first 14 days. Payment may never exceed 75% of normal income. Doctors certificate and witness statements may be required.

Amount for each 24 hours whilst in hospital as an inpatient following an accident. Maximum 10 nights

All sums insured shown are the maximum payable per person. This is only a brief summary of the cover provided. The full terms and conditions of this insurance are in the Schedule Details, which are available on request.